Disability

When a disability leaves you unable to work you lose the ability to earn an income, the one thing you’ve always relied on to provide for yourself and your family.  You will need enough to cover costs and supplement your income until you can go back to work.

Disability income insurance is needed by just about everyone who earns a living. Surprisingly single people often need it more than married couples because they don’t have a spouse’s income to fall back on if they are injured or become too sick to work.  On the other hand, most married people have a hard time imagining what it would be like to live on one salary.

In today's present economy, disability insurance is even more important than ever.  Major accidents or illnesses can dramatically impact a family's ability to cover basic living expenses.  Ironically, a major accident or illness may cost very little in medical bills if an individual has health comverage, yet completely undrmine his or her standard of living because of lost incomce. 

At Benefits Your Way we can help with both short term and/or long term disability income protection. 

• 71% of American employees live paycheck to payceck
• 90% of disabling accidents and illnesses are off the job (workers compensation does not cover them)
• Every :01 second a disabling injury occurs in the U.S.
• An illness or accident will keep 1 in 5 workers out of work for at least 1 year